I think I found out why its not working but Im not sure what to do.  I think I have the wrong name for the aircraft.cfg file in the ISG/aircraft folder.
If you would Ernie, would you take a look at my panel.cfg that I am currently working with?  I have read, and re-read about what file name to use on page 11 in the settings.pdf document.  I have no "5th parameter" in my panel.cfg anywhere, that would tell me what name to give my (aircraftID.cfg) in the ISG/aircraft folder.  Im lost.  LOL.
If I can figure out what to name my .cfg file in the ISG/aircraft folder, I think I will have it.
// This Panel.cfg file created by FS Panel Studio panel editor utility - 
http://www.fspanelstudio.com// Built Tuesday, January 08, 2013 at 20:17 FSPS Build:22767
[Window Titles]
Window00=Main Panel
Window01=FMS
Window02=THROTTLES
Window03=MCU
Window04=OVER HEAD PANEL
[VIEWS]
VIEW_FORWARD_WINDOWS=MAIN_PANEL,GPS_PANEL,250,10,50
VIEW_FORWARD_ZOOM=0.800
VIEW_FORWARD_DIR=4.000, 0.000, 0.000
VIEW_FORWARD_RIGHT_ZOOM=0.800
VIEW_FORWARD_RIGHT_EYE=0.000, 0.000, 0.000
VIEW_FORWARD_RIGHT_DIR=3.000, 0.000, 45.000
VIEW_RIGHT_ZOOM=0.800
VIEW_RIGHT_EYE=0.000, 0.000, 0.000
VIEW_REAR_RIGHT_ZOOM=0.800
VIEW_REAR_RIGHT_EYE=0.100, 0.000, 0.000
VIEW_REAR_ZOOM=0.800
VIEW_REAR_EYE=0.100, 0.000, 0.000
VIEW_REAR_LEFT_ZOOM=0.800
VIEW_REAR_LEFT_EYE=-0.200, 0.000, 0.000
VIEW_LEFT_ZOOM=0.800
VIEW_LEFT_EYE=0.000, 0.000, 0.000
VIEW_FORWARD_LEFT_ZOOM=0.800
VIEW_FORWARD_LEFT_EYE=-0.100, 0.000, 0.000
VIEW_FORWARD_LEFT_DIR=4.500, 0.000, 315.000
VIEW_FORWARD_UP_ZOOM=0.800
VIEW_FORWARD_UP_EYE=0.000, 0.000, 0.000
VIEW_FORWARD_UP_DIR=-6.000, 0.000, 0.000
//--------------------------------------------------------
[Window00]
file=Premier1_Main.bmp 
size_mm=1680
window_size_ratio=1.000  
position=7
visible=1
ident=MAIN_PANEL
window_size= 1.000, 1.000
window_pos= 0.000, 0.000
gauge00=espreimervariables!espreimervariables,  13,864,24,21
gauge01=esp1stbyalt!esp1stbyalt,  1567,418,102,104
gauge02=esp1stbyatt!esp1stbyatt,  1462,416,107,110
gauge03=esp1stbyairspeed!esp1stbyairspeed,  1354,417,107,111
gauge04=esp1fuel!esp1fuel,  1300,860,240,188
gauge05=esp1electric!esp1electric,  1069,862,225,188
gauge06=esp1gear!esp1gear,  939,846,117,194
gauge07=esp1gearlights!esp1gearlights,  903,899,31,32
gauge08=esp1antiice!esp1antiice,  686,866,200,177
gauge09=esp1autopilot!esp1autopilot,  864,192,812,111
gauge10=esp1pressure!esp1pressure,  1480,722,189,124
gauge11=esp1gpws!esp1gpws,  843,360,87,76
gauge12=esp1warn!esp1warn,  1358,538,310,177
gauge13=esp1fire!esp1fire,  1404,360,225,41
gauge14=esp1radio1!esp1radio1,  1366,  723 ,108,116
gauge15=esp1gearswitch!esp1gearswitch,  904,958,31,68
gauge16=esp1pressind!esp1pressind,  1550,869,125,174
gauge17=esp1audio!esp1audio,  171,423,227,405
gauge18=esp1masterwarn!esp1masterwarn,  739,250,117,49
gauge19=esp1masterwarnr!esp1masterwarnr,  8,786,1,1
gauge20=ESBJ_Premier_FMC!ESBJ_Premier_FMC,  42,457,1,1
gauge21=ESBJ_Premier_FMC2!ESBJ_Premier_FMC2,  63,450,1,2
gauge22=espremieroverhead!espremieroverhead,  157,385,1,1
gauge23=espremierconsolevc!espremierconsolevc,  172,376,1,1
gauge24=esp1stall!esp1stall,  813,217,24,23
gauge25=esp1gearhorn!esp1gearhorn,  1015,992,19,34
gauge26=esp1pfdset!esp1pfdset,  835,435,105,412
gauge27=isg1!VNAV,  1047,378,47,29
gauge28=isg1!LNAV,  1000,378,47,29
gauge29=isg1!BDRY,  1094,378,47,29
gauge30=Airbus_A321!ecams2,  5614,2466,283,282
gauge31=Lear_45_XML!angle_of_attack,  11639,5113,98,98
gauge32=isg1!A320_EADI_NB,  457,415,330,188
gauge33=isg1!PROLINE4_MFD_NB,  458,602,330,228
gauge34=esp1mfdtop!esp1mfdtop,  988,416,323,233
gauge35=esp1mfd1!esp1mfd1,  977,756,340,72
gauge36=esp1mfdmid!esp1mfdmid,  977,658,340,79
gauge37=isg1!PROLINE4_AUX_CTRL,  112,861,253,183
gauge38=isg1!PROLINE4_MFD_CTRL,  363,861,313,183
//--------------------------------------------------------
[Window01]
file=Lear_Gray.bmp 
size_mm=350,550
window_size_ratio=1.000  
position=8
visible=0
ident=GPS_PANEL
window_size= 0.300, 0.500
window_pos= 0.000, 0.000
gauge00=isg1!SMITHS_FMS,  0,0,300,500
//--------------------------------------------------------
[Window02]
file=Lear_Gray.bmp 
file_1024=Lear_Gray.bmp 
size_mm=600,800
window_size_ratio=1.000  
position=0
visible=0
ident=THROTTLE_PANEL
render_3d_window=0
window_size= 0.400, 0.700
window_pos= 0.600, 0.300
gauge00=espremierconclose!espremierconclose,  550,-45,700,900
gauge01=espremierconsole!espremierconsole,  0,0,600,800
//--------------------------------------------------------
[Window03]
file=Lear_Gray.bmp 
file_1024=Lear_Gray.bmp 
size_mm=350,550
window_size_ratio=1.000  
position=0
visible=0
ident=RADIO_STACK_PANEL
window_size= 0.300, 0.500
window_pos= 0.000, 0.000
gauge00=isg1!MCU_LM,  0,0,300,500
//--------------------------------------------------------
[Window04]
file=Lear_Gray.bmp 
file_1024=Lear_Gray.bmp 
size_mm=700,900
window_size_ratio=1.000  
position=0
visible=0
ident=60
window_size= 0.400, 0.500
window_pos= 0.610, 0.000
gauge00=espremieroverhead!espremieroverhead,  63,83,500,650
//--------------------------------------------------------
[Vcockpit01]
file=P1_AP_vc.bmp 
Background_color=0,0,0 
size_mm=512,512
visible=0
pixel_size=1024,1024
texture=$P1_ap_vc
gauge00=espreimervariables!espreimervariables,  0,0,1,1
gauge01=esp1masterwarn!esp1masterwarn,  5,483,61,31
gauge02=esp1masterwarnr!esp1masterwarnr,  446,483,61,31
gauge03=ESBJ_Premier!Premier_compass,  228,239,52,23
gauge04=esp1stall!esp1stall,  43,468,12,12
gauge05=espremieroverhead!espremieroverhead,  1,1,188,256
gauge06=esp1autopilot!esp1autopilot,  66,461,376,49
//--------------------------------------------------------
[Vcockpit02]
Background_color=8,8,8 
size_mm=230,400
visible=0
pixel_size=640,640
texture=$PremFMC
gauge00=ESBJ_Premier_FMC!ESBJ_Premier_FMC,  0,80,115,319
gauge01=ESBJ_Premier_FMC2!ESBJ_Premier_FMC2,  115,80,115,319
//--------------------------------------------------------
[Vcockpit03]
file=PremMain.bmp 
Background_color=0,0,0 
size_mm=512,512
visible=0
pixel_size=640,640
texture=$PremMain
gauge00=esp1electric!esp1electric,  385,434,92,76
gauge01=esp1gearlights!esp1gearlights,  319,448,13,13
gauge02=esp1antiice!esp1antiice,  229,434,86,76
gauge03=esp1gpws!esp1gpws,  293,214,37,31
gauge04=esp1audio!esp1audio,  11,243,94,165
gauge05=esp1gearswitch!esp1gearswitch,  321,469,13,29
gauge06=esp1hyd!esp1hyd,  -4,433,190,74
gauge07=esp1fuel!esp1fuel,  477,433,101,79
gauge08=simicons!Overhead Icon,  0,366,10,10
gauge09=simicons!ECU Icon,  0,376,10,10
gauge10=esp1gearhorn!esp1gearhorn,  362,489,13,24
gauge11=SimIcons!GPS Icon,  0,386,10,9
gauge12=SimIcons!Collective Icon,  0,395,10,10
gauge13=esp1pfdset!esp1pfdset,  289,246,44,181
gauge14=isg1!VNAV,  375,  223 ,18,12
gauge15=isg1!LNAV,  357,223,18,12
gauge16=isg1!BDRY,  392,223,18,12
gauge17=isg1!PROLINE4_MFD_NB,  130,317,140,102
gauge18=isg1!A320_EADI_NB,  130,227,140,90
gauge19=esp1mfdtop!esp1mfdtop,  350,238,138,97
gauge20=esp1mfd1!esp1mfd1,  347,372,140,45
gauge21=esp1mfdmid!esp1mfdmid,  350,336,142,34
//--------------------------------------------------------
[Vcockpit04]
file=PremMainR.bmp 
Background_color=0,0,0 
size_mm=512,512
visible=0
pixel_size=640,640
texture=$PremMainR
gauge00=esp1fire!esp1fire,  22,214,95,20
gauge01=esp1radio1!esp1radio1,  5,372,50,53
gauge02=esp1stbyalt!esp1stbyalt,  90,239,47,47
gauge03=esp1stbyatt!esp1stbyatt,  46,239,47,49
gauge04=esp1stbyairspeed!esp1stbyairspeed,  2,239,45,47
gauge05=esp1warn!esp1warn,  3,291,135,77
gauge06=esp1fuel!esp1fuel,  -33,433,100,78
gauge07=esp1gpws!esp1gpws,  164,217,36,29
gauge08=esp1pfdset!esp1pfdset,  161,246,44,180
gauge09=isg1!PROLINE4_MFD_CTRL,  72,431,157,80
gauge10=isg1!PROLINE4_AUX_CTRL,  372,434,107,53
//--------------------------------------------------------
[Vcockpit05]
Background_color=8,8,8 
size_mm=256,256
visible=0
pixel_size=1024,1024
texture=$PremThrot
gauge00=espremierconsolevc!espremierconsolevc,  13,24,224,220
[Color]
Day=255,255,255
Night=32,32,32
Luminous=200,200,101
[Default View]
X=0
Y=0
SIZE_X=8191
SIZE_Y=2465